Welcome to Jackie Folgueira's website, your premier destination for physicians looking to purchase their dream home in Miami with zero down payment. As a trusted Miami realtor, Jackie understands the unique needs and aspirations of physicians and is dedicated to helping them navigate the complexities of the real estate market.


Whether you are a local physician or a physician relocating to Miami  Jackie Folgueira has you covered .  As your Miami area  realtor Jackie Folgueira will discuss the exclusive physician home loan programs that allow you to buy your Miami home with zero down payment. The lender  understands that managing student loan debt and planning for a high earning future can be challenging, which is why this specialized  Doctor/Physician loan options are designed to provide you with the best financing solutions tailored to your unique circumstances.

Jackie Folgueira, is and experienced Miami realtor and a retired police officer with over 20 years of experience.  With her in-depth knowledge of the Miami real estate market and relationships with lenders, Jackie  will guide you every step of the way. With her expertise and personalized assistance, you can confidently explore neighborhoods, search for properties, and make informed decisions throughout the home buying process.

The zero down payment home loan for physicians provides several advantages. Firstly, you can purchase a home up to $1 million without any down payment. Even for purchases over $1 million, a down payment of just 5-10% is required, all while avoiding private mortgage insurance (PMI). Additionally, if you are relocating to Miami area and are going to start a new position, the physician home loan allows you to buy your home up to 90 days prior to your employment start date.

With this  specialized physician loan program, your student loan debt won't be counted against you when calculating mortgage qualification ratios. This means you can qualify for a higher-priced property based on your future income. Our elevated loan limits also help you avoid jumbo loans, allowing you to borrow up to $5 million without running into jumbo loan parameters and pricing.

Lenders have  streamlined the underwriting process for physicians, providing more favorable terms and conditions compared to traditional mortgage options.They understand the unique financial circumstances of physicians and strive to make the home buying experience as seamless as possible.


Explore our website today to learn more about working with Jackie to find your home with your  physician home loan  and to start your search for your dream home in Miami. Jackie Folgueira and the Lion International Group/Keller Williams  are ready to assist you in unlocking your homeownership dreams with zero down payment. Contact us now to get started on your journey to owning a Miami home.

Schedule your quick question and answer call  with Jackie here: https://calendly.com/jackierealtorlion/intro-meeting

Physician Loan Page : https://www.lioninternationalrealty.com/physicians/

Jackie 305-986-3275